Buy now,
pay later

Welcome to the world of simplified buying

See how it works

How it works


Check out with Kredivo in 2 clicks
We pay the merchant on your behalf


The merchant will deliver
the goods to you


No interest, no fees

Buy with Kredivo

  • 1 minute to apply

    So simple & quick, you can do it anywhere, anytime.

  • 2-click checkout

    Hassle free checkout. No more endless fields to fill out or transaction failures.

  • No fees for the first 30 days

    Same fees as a credit card when you pay after 30 days.

  • Best-in-class security

    Password & OTP to protect your account. No sharing of bank or credit card details.

Learn more

For Merchants

  • Unlock PoS (Point of Sale) financing for all

    PoS financing increases sales by 30-50%.

  • Increase average order value

    Buyers buy larger amounts & more often.

  • Boost conversion rate

    2-click check out reduces cart abandonment.

  • Reduce transaction costs

    Cheaper than credit cards or cash on delivery.

Learn more

Get started with Kredivo

Kredivo is available on Google Play and as a Web Application

Google Play Web App
All consumer loans are issued in partnership with , a licensed lender.